No Fault Doctors in NYC & Long Island

Hurt in a car accident in New York? Our no fault doctors treat accident injuries across the Bronx, Brooklyn, Manhattan, Queens, Staten Island, and Long Island, and we bill your auto insurance carrier directly under New York’s no-fault law. That means you can focus on getting better instead of chasing paperwork. From your first exam through orthopedic care, physical therapy, pain management, chiropractic care, neurology, and X-rays, CT scans, and MRIs, your care is coordinated through one network of New York Medical Centers locations.

No Fault Doctors: The Essential Guide for Medical Assistance

Introduction

The days and weeks after a car accident are stressful. You may be in pain, missing work, and trying to make sense of insurance forms all at once. The decisions you make early on, especially how quickly you see a doctor and file your claim, can shape both your recovery and your benefits. This guide explains how New York’s no-fault system works, what no fault doctors do, and how to get started with care at New York Medical Centers.

Definition of No Fault Doctors

New York is a no-fault insurance state. Every auto insurance policy issued in New York includes Personal Injury Protection (PIP), which provides at least $50,000 per person in basic benefits. PIP pays for necessary medical treatment, a portion of lost wages, and certain other reasonable expenses, regardless of who caused the accident. You can read the state’s own explanation in the New York Department of Financial Services no-fault FAQ.

A no fault doctor is a physician who accepts New York no-fault insurance, treats accident injuries, and handles the medical billing and documentation that insurance carriers require. Instead of sending you a bill, the practice submits claims to the insurer on your behalf.

The Role of No Fault Doctors

Your no fault doctor is the starting point for your recovery and the anchor of your medical record. At New York Medical Centers, that role includes:

• A thorough first evaluation of every injury, including symptoms that may not seem serious yet, such as neck stiffness, headaches, or numbness.
• Diagnostic testing such as X-rays, MRIs, and CT scans to see what’s happening beneath the surface.
• A treatment plan built around your injuries, your job, and your daily life.
• Specialist referrals when you need them, to orthopedic surgeons, pain management doctors, physical therapists, chiropractors, and neurologists.
• Clear documentation linking your injuries to the accident, which insurers rely on when approving treatment.

Benefits of No Fault Doctors

Choosing a doctor who works within the no-fault system has real, practical advantages:

• No waiting on fault. Treatment begins without anyone needing to decide who caused the crash.
• Little to no out-of-pocket cost. Covered treatment is billed to the insurer, generally with no copay or deductible for you, up to your policy’s limits.
• Less paperwork for you. Our team handles the billing and helps you stay on top of required forms and deadlines.
• Coordinated care. Your doctors, therapists, and imaging work from the same plan instead of in separate offices that don’t talk to each other.
• A complete medical record. Consistent, well-documented care matters if you later work with an attorney on a personal injury case.

How to Find a Reliable No Fault Doctor

Not every medical office accepts no-fault, and not every office that does is set up to handle accident cases well. When you compare no fault doctors, look for a practice that:

1. Accepts New York no-fault and workers’ compensation, so you won’t be turned away or billed directly.
2. Offers specialists in one network, so referrals don’t mean starting over somewhere new.
3. Has access to diagnostic imaging, so X-rays and MRIs don’t delay your treatment.
4. Knows the claims process, including the NF-2 application and insurer requests for records.
5. Is close to home, work, or transit, because recovery often means several visits a week.

That’s exactly how New York Medical Centers is built: multiple locations across the five boroughs and Long Island, a full range of accident-injury specialties, and a team that works with no-fault carriers every day. If you were hurt on the job instead, see our workers’ compensation doctors. For a closer look at crash-related injuries, visit our car accident doctors page.

What to Do After a Car Accident

1. Get emergency care first if you have severe pain, bleeding, or a head injury.
2. Report the accident to the police and get the report number if one is filed.
3. Notify your insurance carrier and get your claim number.
4. See a no fault doctor promptly, even if you feel “mostly okay.” Whiplash, concussions, and back injuries often show symptoms days later.
5. File your NF-2 application within 30 days of the accident.
6. Keep everything: receipts, appointment records, and any letters from the insurer.

Meet Our No Fault Doctors

Behind every New York Medical Centers location is a team of licensed physicians who treat car accident and workplace injuries every day. Here are some of the no fault doctors patients see at our offices:

Kamal Tadros, M.D.

Dr. Tadros treats no-fault and workers’ compensation patients at New York Medical Center – East New York, serving accident and injury patients from East New York, Brownsville, Cypress Hills, and the surrounding neighborhoods of eastern Brooklyn.

Vladimir Onefater, M.D.

Dr. Onefater sees no-fault and workers’ compensation patients at New York Medical Center – Sheepshead Bay on Ocean Parkway, caring for patients from Sheepshead Bay, Gravesend, Brighton Beach, Midwood, and across southern Brooklyn.

Miguel Coba, M.D.

Dr. Coba treats accident and work-injury patients at New York Medical Center – Staten Island on Bradley Avenue, giving Staten Island residents a no fault doctor close to home.

Each physician works with the specialists across our network, including orthopedic surgeons, pain management doctors, neurologists, chiropractors, and physical therapists, so your care stays coordinated from your first visit to your last.